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Bottom Line: The stock market and most related financial markets (all out of
We’re still in earnings season and most companies that were set to report earnings are now postponing earnings until the stock market reopens. That sets us up for a potentially frantic situation in the financial markets at whatever point they do reopen.
Biggest hack attack on a state yet – what you need to know:
Bottom Line: This is a hack attack nightmare. If you filed a tax return in
While hopefully this is isolated to
Without protection not only would you likely go for a longer period of time without knowing your Social was stolen – you’d be on your own now trying to figure out what to do. A good ID protection service has personnel in place to guide you through the process and lawyers available to defend your situation (and advise it if needed). In a serious situation it’s the closest thing to peace of mind you can have.
Economic impact of
Bottom Line: By the time
The first two points are a lot to consider and certainly will have a direct economic impact to our economy. I want to drill down on the last though.
In recent years the numbers of re-insurance companies (the companies that insure your insurance company) have been dramatically reduced as the numbers of catastrophic events have mounted. The net effect is that we don’t have to be directly hit by a storm to have our insurance premiums rise in cost as a result.
With storms like
If you’re flying this week – check in advance:
Bottom Line: By now you certainly know that any flights to the north are likely cancelled but you may be surprised by many others that are affected. For example cancellations out of Palm Beach International at the time of this posting are:
The net of it all is that before you fly anywhere this week you should check in advance to ensure your plane is actually still scheduled to fly to your intended destination.
Fiscal cliff equals 11%+ unemployment:
Bottom Line: Last Friday I saw a report from an economist that was suggesting 12% unemployment rate if we do go over the “Fiscal Cliff”. That caught my attention. So I went searching for more information on estimates for unemployment if we were to go over the cliff. The survey says… 11%.
So two months from now we are actually set to go over the cliff and the estimate if we do is a 33%-50% increase in unemployment if we do according to conventional wisdom. 83% of economists don’t think that will happen but I certainly know we’re not ready for it as a country if we do.
Keep in mind that at the peak of the recession 3-4 years ago we had unemployment peaking just around 10%. This would be considerably worse than that situation was at its worst. I do not want to cause you to worry or panic, but it literally takes an act of Congress and the President for this not to happen. That’s not exactly comforting to me.
All versions of iPad Mini sold out for initial delivery:
Bottom Line: The demand for the new Mini iPad has been intense to say the least. We had an early indication after the announcement that it would be a hit and the pre-orders didn’t disappoint. All Mini iPad’s available for 1st day delivery (Nov. 2nd) are now sold out. Some cynical people might argue small supplies to create that effect without strong demand but that’s not been the case. Just as Apple can’t make the iPhone 5 fast enough to keep up with demand, Apple has been pumping out new products as fast as they can.